Robinhood Margin Guide
Robinhood Gold Margin: How the Included $1,000 Actually Works
Educational content only. Not financial advice. Margin trading involves significant risk of loss. Consult a qualified financial adviser before making investment decisions.
Robinhood Gold is one of the most searched Robinhood margin topics for a reason. Many users know Gold includes the first $1,000 of margin, but fewer understand exactly when interest starts, how borrowing is measured, and why the included amount does not change maintenance risk. This guide explains the mechanics clearly.
Does Robinhood Gold include free margin?
Robinhood Gold includes the first $1,000 of margin used with the subscription. If you borrow more than $1,000 on margin, interest applies to the amount above that included threshold.
How much does Robinhood Gold cost?
Robinhood Gold costs $5 per month or $50 per year under Robinhood's current Gold Agreement and support materials.
When does Robinhood start charging margin interest with Gold?
Robinhood starts charging margin interest only on the portion of your settled margin balance above the first $1,000 included with Gold.
Does the included $1,000 of margin reduce my maintenance risk?
No. The included $1,000 changes borrowing cost, not margin-call mechanics. Your maintenance risk still depends on your portfolio value, your total maintenance requirement, and how much leverage you are using.
Is Robinhood Gold worth it for margin users?
It depends on how you use margin. If you regularly use up to $1,000 of margin, the included amount may offset much or all of the Gold subscription cost. But Gold does not make margin safer. You still face the same maintenance requirement and liquidation risk if your account gets stressed.
Can Robinhood change Gold features or pricing?
Yes. Robinhood's Gold Agreement says Robinhood can change Gold features and preferred rates, and the company can also change the subscription fee with advance notice where required.
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Educational only. Not financial advice.